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INSTITUTIONAL MEMORY 2020















            3. INCLUSIVE DIGITAL ECONOMIES AND DIGITAL
            FINANCIAL SERVICES




            The new course in                more ambitious, positive and
            financial inclusion              permanent impact worldwide:
            Infor mation and                 to enable and promote the
            Communication Technologies       digital economy so that

            should underpin the              everyone can access it.
            future economy  which  is        According to experts, the
            increasingly more digitalized;   Inclusive Digital Economy has

            all  productive  sectors  are    four clearly established areas.
            shifting, step by step, to the   The first area is that of public
            pace of technology. For this     policies and state regulations.
            reason, the challenge is that it   Second, the area of
            becomes more inclusive and       infrastructure, which is related

            integrating.                     to connectivity, the use of ICTs,

            One of the first major           and digital payment services.
            demonstrations was to see,       The third area is innovation,
            that forced or not, businesses   which should be supported
            of all sizes have become         by innovation communities,

            digital and have been able to    support infrastructure and
            survive the pandemic in times    investment. Finally, the fourth
            of economic de-acceleration      area is skills, which include soft

            and social distancing.           skills for digital education and
                                             financial education, to which
            After those harsh moments,       everyone should have access.

            it seems that now everything
            is ready for setting an even     So that the trend related to
                                             the adoption of technologies





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