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INSTITUTIONAL MEMORY 2020















            is still pending that women  women, and MSMEs. It is
            can become important  necessary to have a wider
            correspondent agents. It  vision of the DFS to integrate
            has been proven that, within  different sectors such as,

            other areas, DFS facilitate  trade, agriculture, health,
            access to water and electricity  education, transportation,
            and, that different initiative  among others.

            for mobile payments emerge,
                                             Likewise, progress should be
            such as those that are being
                                             made in creating financing
            multiplied in Africa and Asia.
                                             mechanisms, especially for
                                             Fintech companies that need
            Challenges
                                             seed capital, concessional
            For the experts it is possible to
                                             funding, commercial loans,
            benefit from the opportunity
                                             and investments. It is also
            that history is giving us to
                                             required to have more
            advance in the achievement of
                                             investment to improve
            the SDGs, hand in hand with
                                             connectivity, especially at
            the ICTs, the Inclusive Digital
                                             rural areas.
            Economy, and the DFS, but,
            previously, it is necessary to   Similarly,  interoperability

            follow certain steps.            must be promoted, because
                                             enabling the development of
            First, stimuli must be created   applications and Exchange
            aimed at inclusive digital       of data at the market level
            economies. For example, it is    facilitates the wave of
            necessary to invest in human     innovation, especially for

            capital for the development      Fintech companies that use
            of skills of suppliers, and, to   the grid and financial data.
            create DFS aimed at youth,







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